How to decide if the iPhone X is worth $1K

Personal Finance


Patrick Moorhead, an industry analyst at Moor Insights & Strategy, expects virtually everyone interested in the new iPhone X, which rolls out later this year, to use an installment plan.

On the flipside, consumers who proactively froze their credit to ward off identity thieves after the recent Equifax data breach could now face delays and fees if they try to line up financing for a new phone.

Either way, shoppers may be better off waiting — for now.

“The best time to purchase a new iPhone will be over the Black Friday season,” according to Michael Bonebright, a consumer analyst at shopping comparison site DealNews.

“Stores like Best Buy will often bundle store gift cards to lower the cost of smartphones,” he said. “Whatever you do, don’t purchase Apple products from the Apple store. They haven’t offered Black Friday discounts over the past two years and the store never hosts sales.”

“On the Money” airs on CNBC Saturdays at 5:30 a.m. ET, or check listings for air times in local markets.



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