If your health is good, that’s great. If you assume it will never go downhill, that might not be so wise.
Remember, original Medicare (Parts A and B) doesn’t cover everything. While everyone’s situation is different, it’s important to at least consider the unknown.
For example, while you might take no medicine now, there’s a good chance that will change, whether due to aging, an accident or an unanticipated medical event.
More than 80 percent of people age 65 and older take at least two prescription drugs and more than 50 percent take four or more, according to a 2016 AARP online survey of more than 1,800 adults age 50 or older.
In other words, it can be worthwhile making sure your coverage accounts for the unexpected.
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