Advisors

A key question is how much money will adequately fund a special needs trust. The answer depends on factors such as the nature of the disability and level of care required. It could range from tens of thousands of dollars to millions. Financial planners who specialize in special needs can help a family consider the
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BlackRock Chairman and CEO Larry Fink said Tuesday investors should expect only a 4 percent investment return with a balanced portfolio of stocks and bonds. “We’re talking about a balanced portfolio. We’re talking about over a 10-year horizon,” Fink said on CNBC’s “Squawk Box.” “Obviously, this year we are making far better because of the
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Roth individual retirement accounts, in which after-tax deposits — and subsequent earnings — grow tax free, may be one of the best ways to save up for your golden years. But certified financial planner Sophia Bera, founder of financial advisory firm Gen Y Planning, says Roth IRAs can also come in handy long before account
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Only 45 percent of American citizens have a passport, which implies that 55 percent of Americans only travel domestically. Slowly, however, Americans are warming up to the virtues of international travel, as 2016 was a record year for Americans traveling overseas. Similarly, many U.S. investors are disinclined to look outside of the United States for
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For younger investors, such as the millennial set, it’s understandable if they’re nervous jumping into the market for the first time. It goes against the “buy low, sell high” speak that permeates investing basics. But when evaluating long-term strategies, such as retirement savings, then it shouldn’t enter the equation. Certified financial planner Chad Carlson deals
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Westend61 / Josep Rovirosa | Getty Images For long-term investors, daily headlines are distractions. “Array of threats stir up markets.” “Stocks fall, bonds rally amid Korea, Irma threats and markets wrap.” What do these types of news headlines mean to an investor’s actual investment decisions? They’re the type of headlines that could encourage people to
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Health insurance is a very big topic for the 30-something clientele Roberge at Beyond Your Hammock serves. The questions he asks include: Have the premiums or coverage changed? Should you switch to a high-deductible plan? If you use a health savings account, does the company contribute to it, too? Roberge finds that clients often don’t
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Though jokes about the culture merger abound — images of drones delivering kale — analysts widely predict that Whole Foods will eventually deliver groceries ordered from a section of the Amazon site. A logistically simpler synergy would be for shoppers to order from a Whole Foods section of the Amazon site and then pick up
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A combination of historically low interest rates, an exceptionally long bull market and memories of the 2008 crash have encouraged some financial advisors to add alternative investments to their clients’ portfolios. The alternative investment industry has also made it easier by creating more and more products for retail investors over the past few years. “Traditionally,
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While there’s been many gloomy forecasts for the bond market, not everyone agrees that they’ll definitely see significant losses as central banks reduce their bond-buying programs. Mike Bell, a global market strategist at JPMorgan Asset Management, told CNBC Monday that this monetary tightening creates a risk but believes that the recent economic recovery should be
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Today’s investors are inundated with a surplus of investing information, which can make it more difficult to successfully construct an investment portfolio. What’s more, each and every person looking to invest has his or her own set of individual needs that call for special consideration. “It’s important that investors understand their goals, tolerance for risk
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