Jill Fromer | E+ | Getty Images While you might feel numb to data breaches due to their increasing frequency, experts say you shouldn’t be indifferent to the possibility of one actually causing you harm. Two years after the announcement of the massive Equifax breach — a cyberattack that compromised the personal information of about

The cost of care has become so onerous that some people have ditched going to the doctor altogether. To save on health care, a third of people aged 25 to 45 avoided seeing a medical professional, hoping instead that their condition will eventually resolve, according to data from the Nationwide Retirement Institute. The institute performed

Just under a quarter of Americans are “very confident” they’ll have enough money to retire comfortably. And many expect to delay retirement at least until age 65, according to recent studies. So what’s a person who’s ready to call it quits at the office to do? Relocating to more affordable climes is one option. Personal

For tennis great Andy Roddick, there’s one important rule that works both on the court and in the world of investing. “Even if you’re intimidated by words like ‘volatility’ and you think the world’s going mad … be disciplined with what you put away monthly,” the one-time U.S. Open champ told CNBC’s “Fast Money: Halftime

Even after a significant infusion of cash, the Public Service Loan Forgiveness program is doing little in the way of forgiveness. Just 661 out of about 54,000 applicants, or roughly 1%, of loans have been discharged under the expanded program, a government report has found. “It’s not surprising,” said student loan expert Mark Kantrowitz. “The

If you feel like spending on your kids took a toll on your summer budget, you’re not alone. A new survey from TD Ameritrade finds that 52% of parents with children under 18 spent more than they intended to this summer. Hero Images | Getty Images The average summer debt for those parents is $1,960

For homeowners in Hurricane Dorian’s anticipated path, insurance claim preparation may be worth adding to your to-do list. The storm, which pummeled the Bahamas for 48 hours and left widespread devastation across the island nation, is churning northward and parallel to southeastern U.S. coastline with sustained winds of 105 mph as of Wednesday. While Dorian

Joho | Cultura RM | Getty Images Looking for a college major that will help squash your student loan debt? Consider electrical engineering. Recent graduates in that field are earning the highest median annual salary — $72,600, according to the National Center for Education Statistics. Longer term, electrical engineers earn a median salary of $99,070,

Whether you’re a business owner, an employee with a side hustle or an investor with a hefty capital gain, a key tax deadline is coming up. Taxpayers who pay the IRS every quarter must make their third payment for this year by Sept. 16. For the 2019 tax year, the quarterly deadlines are April 15,

Gentle encouragement or financial incentives could result in more people setting aside at least some of their tax refund for emergency savings, a new study suggests. The research shows that among taxpayers who used a prepaid card from H&R Block to receive their 2017 refund, those who were sent messages about saving their refund were

Americans — especially women — are feeling less secure about their finances today than just a few months ago. Overall, cardholders are paying their balances in full less often and feeling less confident about doing so in the future than at any time in the past year, according to a monthly credit card confidence survey

New investors don’t know what they don’t know. When you don’t know much about a subject, sometimes the first advice you come across appears solid. Thoroughly research a company so you know if the stock would be a good investment for you. Don’t buy when stock prices are high. Think carefully before you make your

Image Source | DigitalVision | Getty Images For many minorities in America, it’s an all too familiar scene. An applicant who is a person of color and and applies for credit is either denied or gets much worse terms than a white borrower. In fact, an investigation by the National Fair Housing Alliance, a Washington

If you’re in the market for a new car, there’s a good chance you’ll find some decent deals during the long Labor Day weekend sales push. With vehicles sitting on lots longer and dealerships eager to make room for next year’s models, automakers have boosted their discounts ahead of the three-day weekend. The average incentive

In the midst of a tit-for-tat trade war between the U.S. and China, Labor Day sales may be your best chance to avoid the impact of higher prices for some products you buy. Tariffs on goods traded between the two countries have already increased in several stages since early 2018 and recently escalated again. Just

Homeownership eludes millions of millennials. There is a whole host of reasons, including personal preferences and economic disadvantages, that explain why the homeownership rate for the largest generation in U.S. history is lower than that of their parents and grandparents. “In my generation — I’m a baby boomer — you bought a home as quickly

Pgiam | E+ | Getty Images A financial advisory firm has been charged by the Securities and Exchange Commission with defrauding former professional football players. Former principals of Cambridge Capital Group Advisors, Philip Timothy Howard and Don Warner Reinhard, allegedly took more than $4 million from around 20 retired NFL players to invest in private

Source: SmartAsset Retiring early can take some careful financial planning, especially in a era when many Americans have to keep working not only past 65 but well into their 70s just to make ends meet. Where you decide to settle down to ease into your golden years is a huge factor in just how far

Author and investor Danielle Town used to be afraid of the stock market. Financial statements, numbers and spreadsheets all made her eyes glaze over. “I was such a reluctant investor,” said Town, co-host of the podcast “InvestED. “ “Yet, we can find a way to make this stuff become actually a joyful part of our

KTSDESIGN | Science Photo Library | Getty Images Hackers are increasingly targeting the education industry, leaving students’ information vulnerable to identity theft and other types of fraud. Colleges, training providers and other private educational companies received more malicious emails than any other sector in the first quarter of 2019, according to Mimecast, an email and

Don Humbertson, a 64 year old lung cancer surviver, is examined by Dr. Wade Harvey at the Clay-Battelle Community Health Center March 21, 2017 in Blacksville, West Virginia. Brendan Smialowski | AFP | Getty Images After paying into Medicare through payroll withholding for many years, you might think your coverage will be free once you

Andrew Bret Wallis | DigitalVision | Getty Images You’ve just landed back in the U.S. after a 10-hour overseas flight. You’re jet-lagged, hungry, weighed down with overstuffed carry-on and duty-free bags, and in desperate need of a shower. How could things get any worse? Try the endless line snaking up to passport control. You can

If you live in a hurricane-prone area, now’s a good time to check your insurance and how financially prepared you’d be if disaster were to strike. While the 2019 Atlantic hurricane season has been a quiet one so far, Dorian has disrupted that. Now a Category 1 hurricane and expected to cross over Puerto Rico

Jeffrey Coolidge | The Image Bank | Getty Images Financial literacy is an important and necessary life skill. While we don’t widely see it on the classroom agenda, many are surprised to learn that it has been a formal part of the American education system for more than a century. The inconsistency occurs as financial

Democratic 2020 U.S. presidential candidate and former Vice President Joe Biden reacts during a campaign Community Event at Keene State College in Keene, New Hampshire, U.S., August 24, 2019. Elizabeth Frantz | REUTERS After an event at Keene State College in New Hampshire over the weekend, a student walked up to Democratic presidential candidate Joe

Hillary Kladke | Moment | Getty Images Trying to time the stock market is considered a fool’s errand. Yet is it ever a good idea to move entirely to cash? The answer from financial advisors is typically an emphatic no. Some, however, offer a caveat. “If you have all the money you’ll ever need, and

Thomas Barwick | Getty Images What would workers give to wear jeans to the office? About $5,000. As offices get increasingly casual, employees are more resistant to stuffy suits, ties, dresses and skirts and the companies that adhere to such strict dress codes. In fact, 33% would rather quit their job — or decline a

Just when you think you have it all figured out, life throws you a curve ball. Recently, Sarah Wilson, who lives in College Station, Texas, and blogs at GoBudgetGirl.com, hit the emergency trifecta: a computer repair, an unexpected $500 medical expense and the all-too-common pricey car repairs. Recalling the time when she still had debt

Engineers assemble intelligent robots at Chuangze Intelligent Robot Co., Ltd. on April 29, 2019 in Rizhao, Shandong Province of China. Zhang Jingang | Visual China Group | Getty Images Your college major has a huge impact on the size of your paycheck later on. Pharmacy majors earn a median salary of $100,000, while music majors

Are you the type of traveler who sleeps on top of hotel bedspreads? Or worries about bringing home stowaway bedbugs from vacation? Do you find dingy hallways depressing? In that case, you may want to check out — and into — hotels in these 20 hyper-hygienic U.S. destinations, as determined by AAA’s Best of Housekeeping