Personal Finance

Abroad, consumers are adopting contactless payments in ever-increasing numbers. In Australia, the United Kingdom, Canada and South Korea, for example, contactless cards account for more than 20 percent of all retail transactions. In the U.S., that number is less than 1 percent, according to a research report by A.T. Kearney. “We’re basically starting from zero,”
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SOURCE: Urban Insitute analysis of jobs listings data provided by Snag. Data visualization provided by the Urban Institute. When low-wage workers can’t connect to jobs, families have to deal with persistent unemployment, said Christina Plerhoples Stacy, a senior research associate at the Urban Institute. Local economies suffer, too. “Employers in fast-growing neighborhoods and cities are
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Americans are diving deeper and deeper into the red. As of this month, outstanding consumer debt exceeded $4 trillion for the first time, according to the Federal Reserve. Relatively strong holiday spending, particularly in November, and increasing credit card debt added more than $41 billion in outstanding balances at the end of 2018, according to
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You should hold onto marriage certificates, separation or divorce papers, birth certificates, current passports, medical records, insurance policies (for as long as they’re active), wills, Social Security cards, diplomas and transcripts, adoption and custody papers. The same goes for your car title, registration and repair records, mortgage deeds, real estate bills of sale, receipts for
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