Personal Finance

Klaus Vedfelt | Taxi | Getty Images Group of business people talking and laughing, in large glass conference room, at sunset Next year’s raise — if you get one — could be slightly bigger. A record low unemployment rate and tighter job market is making employers more generous, especially for top performers, according to risk
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A college education is now the second-largest expense an individual is likely to make in a lifetime — right after purchasing a home. For many, it also requires going deep into the red. Seven in 10 seniors graduate with debt, owing about $29,650 per borrower, according to the most recent data from the Institute for
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You’ve seen the headlines. People are “ghosting” companies, not showing up for interviews or the first day of a new job, and are even walking out on their current boss— without a word to anyone. In June, 3.4 million people quit their jobs, according to Bureau of Labor statistics. That’s up a notch from the
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So far, “we’ve seen tariffs on imported steel, aluminum, solar panels and washing machines,” he said. But for a large part, shoppers haven’t been heavily impacted yet. “Consumers buy washing machines once every 20 years.” Vaping products for marijuana, medical or otherwise, are a different story. “It’s hard to predict how people will react,” Ikenson
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The IRS tax withholding calculator can help you avoid a surprise tax bill next spring, but be sure to run your results by your accountant before you tweak the income taxes pulled from your pay. That’s because user error and failure to consider your state and local tax loads could lead to you making incorrect
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At a professional conference in July, Bright Horizons, a national childcare chain, announced that the company would pay for any of its employees to pursue an associates or bachelor’s degree in early childhood education. Lori Carroll, 45, is the director of a Bright Horizons facility in Worchester, Massachusetts. When she heard the news, she asked
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“It’s hard to do these types of big-dollar transactions under the best of circumstances,” said J.R. Lanis, a partner at the Los Angeles office of national law firm Drinker Biddle. “If you bring in smaller investors, it’s a coordination nightmare.” Generally speaking, private companies are allowed to have up to 2,000 regular shareholders without triggering
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Inaccurate information can arise from errors in information supplied by a creditor or from a mistake made by a credit-reporting firm, or from fraud — i.e., someone uses your personal data to open a credit card account. Additionally, knowing what’s on your report and understanding how it impacts your credit score gives you the power
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Not only can student loan debt, which now stands at an all-time high of $1.5 trillion, be a relationship killer, it’s also harder to avoid than ever before. The average outstanding balance is currently $34,144, up 62 percent over the last decade, according to a report by Experian. In addition, the percentage of borrowers who
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GoBankingRates compared average expenses for people age 65 and older, including groceries, housing, utilities, transportation and health care, in every state to come up with how long a nest egg of $1 million would really last during retirement. The report did not take into account investment income over that period. The results found that almost
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