Personal Finance

Whether you’re looking for permanent employment or a seasonal gig around the holidays, CareerBuilder’s latest forecast predicts an uptick in both jobs and pay. Between August and September, CareerBuilder surveyed more than 2,250 hiring managers and human resources professionals as well as 3,700 full-time workers. About 43 percent of employers plan to hire full-time, permanent
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Under the rule, lenders will need to conduct an upfront “full-payment” test to determine if borrowers will be able to afford to repay the loan without compromising other financial obligations. Other protections include access to alternative loans for borrowers who don’t meet those requirements. The CFPB rules are the first nationwide regulation of the payday
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And it’s not only Americans who favor paper money — a separate study by PayPal found that cash is still king in most of Asia’s major markets. Cardtronics said people might also favor paper for security reasons — and they may be right. The company said 84 percent of respondents are worried about data security,
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Jonathan Ernst | Reuters President Donald Trump and first lady Melania Trump walk through a neighborhood damaged by Hurricane Maria in Guaynabo, Puerto Rico, U.S., October 3, 2017. Following Trump’s comments, Puerto Rico’s general obligation bonds, which currently yield 8 percent, dropped to 36 cents on the dollar on Wednesday morning. Such a loss would
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Robyn Mancell sold her Southern California, four bedroom home four years ago when her youngest child left. She moved to a cheaper, one bedroom apartment nearby. “There was a lot of upkeep,” the 58-year-old said of her former place. As some empty nesters and retirees decide to downsize, giving up a mortgage for a rental
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Of course, financial aid calculations are Byzantine and case-specific. If you’re going to try to shuffle assets, you should first be sure you understand all the applicable rules and trade-offs. Furthermore, shifting parental assets won’t make a big difference unless you’re looking at large sums, said Mark Kantrowitz, publisher and vice president of strategy for
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Who uses the mortgage interest deduction, by income 0 to $50,000 2.32 million $1.11 billion $50,000 to $100,000 9.77 million $9.19 billion $100,000 to $200,000 14.6 million $24.85 billion $200,000 & up 7.18 million $29.78 billion Totals: 33.87 million $64.93 billion Source: 2016 data from Joint Committee on Taxation report. *Income ranges include AGI plus
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Most Americans would rather not shell out extra cash to their bank in overdraft fees. Sadly, many still do. Altogether, Americans paid $15 billion in fees for bounced checks and other overdrafts last year, the Consumer Financial Protection Bureau has said. Almost half of Americans who’ve had a checking account have been charged an overdraft
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